Financials
| Financial Highlights as of 31 December 2025 | |
|---|---|
| Total Assets | € 2.921.088.597 |
| Net Profit | € 22.608.485 |
| Share Capital | € 261.185.870 |
| Shareholders’ Equity | € 265.170.930 |
| Total Capital Ratio | 18,83% (*) |
| ROE | 8,66% |
| Cost Income Ratio | 63,06% |
(*) Following the approval of the Financial Statements and the consequent allocation/certification of the profit for the year to Own Funds, the capital ratio stood at 20.60%, confirming the further strengthening of the capital base.
| Fitch Ratings |
|---|
| Rating Banca UBAE – July 2025 |
| Long Term: B+ |
| Short Term: B |
| Outlook: Positive |
| Rating Italy – April 2025 |
| Foreign Long Term: BBB |
| Local Long Term: BBB |
| Outlook: Positive |